Disability benefits are different in every country. What they have in common is that in each country, various factors are being taken into account to ensure that the beneficiary is receiving the right benefits and services. Age, the severity of the disability, civil status, household income, and employment status are some of the factors each system has to consider. These disability benefits can also vary from financial assistance, tax credits, and other services that you can access. If you have been looking into these, make sure that you are well-informed on what disability benefits your area can offer to you to ensure that you’ll get accepted in applying for these services.
Equip yourself with knowledge on the disability benefits offered in your country.
In the United States, disability benefits are being handled by a government agency – Social Security Administration. The United Kingdom, on the other hand, has the Department of Works and Pensions to cover these benefits. Meanwhile, in Canada, multiple disability benefits programs are being offered like the Canada Pension Plan – one of the largest programs in the country.
If online resources regarding disability benefits in your country aren’t accessible, do not hesitate to contact your local agency and ask for information. The longevity of the application also differs so make sure to also ask how long will it take for the process to get accomplished. Ask for a list of programs, allowances, and services that you can apply to. Other programs only apply to certain cases of disabilities so make sure that you figure out the best program for you and the one that will give you the most benefits. It is also good to know if you can apply to multiple benefits.
Ask some help from your physician.
A complete medical record can help you have a higher chance of getting accepted. Ask your physician for a complete written medical statement regarding your condition. They should include a list of everyday activities that your disability is restricting you to easily do. This will help the agency identify if you are capable of working for a job or not. For example, if you have been in an accident where your head was severely affected, ask your doctor about the effects of head injuries in the long run. Some disability benefits programs highly rely on what limitations your disability is causing you. Your treatments and how they affect you should also be included in your medical report.
Know the process of the application.
Most of these applications not only require you forms that need to be thoroughly filled up but also interviews that are conducted by agency personnel. Acquire all the needed forms and documents. These will serve as your evidence and will back you up on your application, so make sure it is solid and complete. During your interview, answer clearly and concisely.
Should you work with a disability lawyer?
We all know that the vast majority of disability benefits applications are getting rejected. If you want your application to push through but you are not confident that your claim will get accepted, you might want to consider hiring a lawyer. A disability lawyer will help you have a higher chance of getting the benefits by making sure that you have all documentary requirements and for preparing for the interview. Your lawyer will also assist you in identifying the programs that best suit your case and in helping you understand your case and its coverage – an LTD coverage or long-term disability insurance, for example. If you are not familiar with this, a lawyer will ease you in with the information you need about it and about the things you need to know about your case and benefits.